Insurance

[Mr_Tarmac]

I currently pay 350 a month for insurance with some no name insurance company, does anyone know any insurance places that charger lower than 350?

[SoCalRedLine]

WOOT I work for a big name insurance company...but i cannot sell you anything on this site. I may be able to help you find a good company...if anything i can make sure you have a good understanding of how your insurance works. :D

[white9]

look in previous threads :] theres a big thread with insurance rates and places people have talked about. ( 350 is very high a month just to let u know. shop around) but for now so u dont get flamed u might wanna use the SEARCH :]

[06evoMR]

thats a rip off. call the general lol

[SoCalRedLine]

^lol @ the general...

good luck with your claim there...

[m9rcel]

Try Safeco Insurance, I have two vehicles, 100000/300000 full coverage and $500 deductible, $210/ month!!!! (949) 860-6000

[SoCalRedLine]

Try Safeco Insurance, I have two vehicles, 100000/300000 full coverage and $500 deductible, $210/ month!!!! (949) 860-6000


just cause you (or whoever) is paying $X for insurance doesnt mean that anyone else will ever pay anywhere near $X for their own insurance, because there are 10+ different factors that go into rating someone's insurance...

car
driving record
driving experience
zipcode
claims
marital status
student
travel raduis
annual mileage
kids
multiple cars
multiple policies
...etc...

so you can see there is a sh-t ton of stuff that goes into your rate. so just cause you pay $210, doesnt mean that he will pay anywhere near that. My bet is he will pay 3-4times that amount with the same company, same car.

[highenuff14]

Go get an online quote at Wawanesa.com. I have a multi-car policy with them and saved almost $500 switching from Mercury. Good luck...

[KooIDud3]

my insurance for my eclipse was high but ended up getting the minimum coverage. i dont understand why a 4 cyl 2000 eclipse is expensive

[evo05]

try this.........http://www.socalevo.net/index.php?option=com_smf&Itemid=37&topic=51899.0

[gen4k20a2]

i was about to post that

[koolguy21]

$200 a month and yes it hurts :'(

[fuzzyduck808]

Try Safeco Insurance, I have two vehicles, 100000/300000 full coverage and $500 deductible, $210/ month!!!! (949) 860-6000


just cause you (or whoever) is paying $X for insurance doesnt mean that anyone else will ever pay anywhere near $X for their own insurance, because there are 10+ different factors that go into rating someone's insurance...

car
driving record
driving experience
zipcode
claims
marital status
student
travel raduis
annual mileage
kids
multiple cars
multiple policies
...etc...

so you can see there is a sh-t ton of stuff that goes into your rate. so just cause you pay $210, doesnt mean that he will pay anywhere near that. My bet is he will pay 3-4times that amount with the same company, same car.




Try Safeco Insurance, I have two vehicles, 100000/300000 full coverage and $500 deductible, $210/ month!!!! (949) 860-6000


just cause you (or whoever) is paying $X for insurance doesnt mean that anyone else will ever pay anywhere near $X for their own insurance, because there are 10+ different factors that go into rating someone's insurance...

car
driving record
driving experience
zipcode
claims
marital status
student
travel raduis
annual mileage
kids
multiple cars
multiple policies
...etc...

so you can see there is a sh-t ton of stuff that goes into your rate. so just cause you pay $210, doesnt mean that he will pay anywhere near that. My bet is he will pay 3-4times that amount with the same company, same car.




no wonder!! i didn't realize there were that many factors heh. i was paying an arm and a leg with Progressive (with them for 1 yr) and was shopping around and getting around the same quotes everywhere else. then i called Geico as my last company and wow, i got a good rate. it's because my parents and sister all have Geico heh.

[Ixse]

no one mentioned Esurance yet!!! =)
If you have a clean record, should give them a call.
Now I dunno about their claim services go.. since I never had to use my insurance yet.. (hopefully never)
But I'm paying $950 for 6months.. so thats.. like $160 a month for full cover

[urmotha]

jeebus! i pay like 1400-1500 a year and i thought that was too much :-o

[wayne]

I have been very happy with progressive, I have a good record, but progressive wrote me insurance when my record was not perfect and I am under 100 a month now.

[PineApple]

My insurance was all screwed up originally but I pay just about 100 bucks a month for full coverage for my insurance. I have a pretty decent driving record, no tickets or anything. I am with Wawanesa down in San Diego. Haven't had any problems with them besides the shit at the beginning but other than that everything has been great. My parents are will all state who rip the shit out of us and they are most likely going to be getting wawanesa also when theirs expires in march.

[r0me0ne]

yup im with rich...i have wawanesa too, for the first year of owning my car i had state farm i paid 230 a month, that was killing my pockets, i switched and now i pay 100 a month...pretty good savings if you ask me...i also have a new Â*highlander and i pay 70 for that...

[Skiracer]

Whatever you do, do NOT make an inquiry about coverage for "track days" Even asking the question could get ur policy cancelled when its due. I heard this happen to a few Geico customers.

[veilsidefd3s87]

I currently pay 350 a month for insurance with some no name insurance company, does anyone know any insurance places that charger lower than 350?


it all depends on your driving history and your record. if i were you i would get a name brand company and shop around. also no name companies i heard have a lot of problems when it comes to covering your car.

[JCRUZ]

WOOT I work for a big name insurance company...but i cannot sell you anything on this site. I may be able to help you find a good company...if anything i can make sure you have a good understanding of how your insurance works.

SCRedline, I'm in need of insurance as well. Please pm me. Thanks!

[Obolivian]

jeebus! i pay like 1400-1500 a year and i thought that was too much :-o


same here....350 a month...yikes

[Ixse]

jeebus! i pay like 1400-1500 a year and i thought that was too much :-o


same here....350 a month...yikes

being older then 24~25 of age helps too..

[phi_ho1]

Weekend warrior need no insurance.

[tamn4222]

WAWANESA $1180 a year with 2 cars. I'll add in my house insurance soon and it will be cheaper. But you have to have a good record, any bad accident with your fault then they don't accept you. Even after they accepted you and you involve in a big accident and it was your fault, they won't renew you after the insurance ends.

[PineApple]

Wawanessa ftw! 1198 a year.

[notw_evo9]

i pay 179 a month and that's full coverage, uninsursed motorist, and a 500 dollar dectuctible.....one of the guys i work with runs his own insurance company. what i pay for is also with one ticket on my record.

[phi_ho1]

:2funny:

[tamn4222]

My is 200 deductable only for full coverage.Â* I put the civic si as daily drive and evo for pleassure. Used to pay too much for AAA.



WAWANESA $1180 a year with 2 cars. I'll add in my house insurance soon and it will be cheaper. But you have to have a good record, any bad accident with your fault then they don't accept you. Even after they accepted you and you involve in a big accident and it was your fault, they won't renew you after the insurance ends.

[baylorar]

I had Esurance with my GTO (I had a speeding ticket on my record then) and it was the cheapest I could find. After getting the Evo (and having the speeding ticket drop off my record), I switched to Wawanesa.

For both companies, I haven't had to deal with their claims department, but getting ahold of someone in general was easy.

I got a DUI on Feb 1st, and when my policy is up in November with Wawanesa, they won't renew me. Any suggestions other than Esurance?

[white9]

I had Esurance with my GTO (I had a speeding ticket on my record then) and it was the cheapest I could find. After getting the Evo (and having the speeding ticket drop off my record), I switched to Wawanesa.

For both companies, I haven't had to deal with their claims department, but getting ahold of someone in general was easy.

I got a DUI on Feb 1st, and when my policy is up in November with Wawanesa, they won't renew me. Any suggestions other than Esurance?


Well... good luck finding a GOOD rate with that against you now :/ You WILL find someone that will insure you, but i will assure you that it's not going to be cheap :[

[PUNISHER]

I pay $1800 for WHOLE YEAR. Wawanesa Insurance.

[white9]

I pay $1800 for WHOLE YEAR. Wawanesa Insurance.


Yes.... Now if you had a DUI, you wouldn't be with Wawanesa ^^

[evoruff]

if you wanna check out solo insurance they are just like esurance but without all the rip off prices. my policy is with AIG so thats pretty big company. If you can just get liability and comprehensive i would go for that. If you have any assets they can sue you for that as well if you are at fault.

[CASH$ MONEY]

350 a month? Jesus Christ.

i pay 340 Every 6 MONTHS....


ALLSTATE PREMIUM INSURANCE ( FULL COVER ).....



do you have a bad record?

[DOHCtor]

I currently pay 350 a month for insurance with some no name insurance company, does anyone know any insurance places that charger lower than 350?
that's how much i pay for every 6 months full coverage. clean driving record ftw!

[Skunkle]

I had Esurance with my GTO (I had a speeding ticket on my record then) and it was the cheapest I could find. After getting the Evo (and having the speeding ticket drop off my record), I switched to Wawanesa.

For both companies, I haven't had to deal with their claims department, but getting ahold of someone in general was easy.

I got a DUI on Feb 1st, and when my policy is up in November with Wawanesa, they won't renew me. Any suggestions other than Esurance?


Esurance will kill you after a dui. My premium went up 1k! Try Mercury. I have a dui (blew 0.8, worst decision ever, dont drink and drive!!!) and several tickets on my record. I pay 247 a month for two cars with them. They are strict as hell though. You have to answer a lot of questions and they took pictures of my Evo for whatever reasons.

www.sr22shop.com

[skylinefolife]

I pay 54 a month! Clean record ftw. I have SafeCo. Give em a shot. I've seen some people paying over 200 bucks a month, even up to 350. I love the Evo, but if my payment was over 100 a month I wouldn't drive shit. I would just drive my beater. The day I give up 350 for an Evo to insure it, I will shit on my hands and eat my own crap.

LOL Maybe I went over board, but yeah, 200+ to insure an evo is just stupid.

[evo iris]

my insurance is $172 a month with state farm, full coverage...FOR NOW.

i had my first DUI in dec 2007, which was dropped to a wet reckless. i asked my agent about it and he said once state farm finds out, my insurance will be ATLEAST $650 a month.Â* :-o they're doing that because they don't want to insure you. even though it is not a DUI, it is still considered "reckless" driving.Â* :tickedoff:

*i have a clean record and 26 years old, with 9 years driving experience*Â* >:(

[skylinefolife]

650 a month? jeeeeesus that more than most of our car payments.

[evo iris]

OMG...my car payment is in the $700 range. after state farm finds out, it will be ATLEASt $650!

[skylinefolife]

^Holy!!!!

Jesus dude! U seriously need to start thinking about an alternate route asap!

[evo iris]

^Holy!!!!

Jesus dude! U seriously need to start thinking about an alternate route asap!


yahh..no joke. atleast my agent was somewhat understanding. he said state farm will do another check next march, so i'm good til then. :-(

[skylinefolife]

at least you have a lot of time, which is a good thing. damn yo, in these strange times nobody can afford that. well, good luck.

[evo iris]

i know...EVERYTHING is going up in $$$. charging ppl up the ass with insurance doesn't mean they will learn either, in most cases.

thanks skylinefolife O0

have a good night!

[skylinefolife]

u 2. g'night.

some people are lucky, if you believe in luck.

[dastallion951]

im full coverage insurance n payin 218 a month

[yobless]

USAA works for me...full coverage comes out to 106 dollars per month.

[CASH$ MONEY]

$343 premium Allstate Full coverage - every 6 Months...



have A good day

[ChrisF]

CM, what limits?Â* That seems awfully low for a guy your age.

Edit: Yobless: How do you like those dividend checks every year from USAA? They've been small recently, but I remember years where it's been in the $1000 range based on my cars and homeowners policies.

[kimletrim]

^^yeah, I am sure there is more to the story than he is willing to share. Its not like there is any secret to getting a lower insurance rate. They are based on risk factors so my guess would be that there is some severe under-reporting, misinformation, lack of information, etc...

[ChrisF]

Yeah, that's what I was thinking. Either that or he has min coverage. Without stating policy limits, monthly rates are kind of pointless. Get a good rate on a $1M liability limit policy and then you have something to be proud of.

[silvrEVOIXn818]

I pay $1400 a year for full coverage w/ a $500 deductable

[CASH$ MONEY]

CM, what limits? That seems awfully low for a guy your age.

Edit: Yobless: How do you like those dividend checks every year from USAA? They've been small recently, but I remember years where it's been in the $1000 range based on my cars and homeowners policies.

good driving record. Have 3 Cars under my Name Insured by the Allstate.

[ChrisF]

Cash: what insurance limits? Also, is the EVO listed as your primary vehicle or pleasure / low mileage vehicle?

I'm also insuring 3 cars, have a perfect record and am older (read lower rates). That's why I ask.

[kimletrim]

So let me get this straight? CM, you pay less than $700 a year for "full coverage" for three cars under your policy? That's incredible. And you are under the age of 30?

[CASH$ MONEY]

So let me get this straight? CM, you pay less than $700 a year for "full coverage" for three cars under your policy? That's incredible. And you are under the age of 30?

I never said i pay 700 for 3 cars in 1 year. You Posting random bs, before reading. I said i pay 345 every 6 months with all state because i have 2 other cars insured with them under my name Plus the evo.



COMPRENDE?

[kimletrim]

Dude, how is what I posted random? Its completely on point. I just wanted clarification, hence the inclusion of the"Let me get this straight..." statement. YOu have clarified it a bit so thank you.

[ChrisF]

...just not the limits ;)

[4g63superboost]

i pay 700$ something a month for full coverage for 4 cars ..i have 2 speeding tickets...bro=1, mom=like 3 i think, dad=0

beat that bitches !!!!!!!!

if your worried about insurance and maintnance then this car isnt for you ......this car will get very expensive real quick

[anxiouz]

My 03 Evo was only like $20 a year more expensive than my 03 350Z even though I bumped up my daily mileage. I was really surprised by that. I'm covered by Merastar.

Whenever an insurance company bumps my rates for no reason at all, I jump ship to someone else.

[DeeezNuuuts83]

In case anyone cares, I now work for an insurance agency, and I was messing around with some insurance rates. Apparently the X is rated MUCH lower than the IX. Granted this was something that most of you already knew, but on a scale of 1-30, the IX was rated a 26h while the X was a 20h. Pretty big difference.

[soontobe]

call ais 1 800 777 4AIS best rated ever you find anything cheaper. Im at 150 a month with 2 points

[CASH$ MONEY]

call ais 1 800 777 4AIS best rated ever you find anything cheaper. Im at 150 a month with 2 points

150 is horrible.

[EVOMANIAC]

I pay $230/month for me and my wife on '03 Evo, '06 Ridgeline, '97 F-150. Have full coverage on all vehicles 100000/300000, uninsured/underinsured(live just minutes from the border), and there is a DUI in the mix as well. So I think I am getting a pretty good price on my insurance. The Honda truck is the most expensive one to insure. My Evo is listed as a recreational car.

[TLee]

I have an 08 Evo and a 97 Corrolla. My insurance company put me for the 97 corrolla and my girlfirend for the 08 Evo to save me at least $1000 a year. Are you in good "hen" ? So if you want to save a ton of money, get a girl into your policy, but don't let girl drives your Evo because then she will crash it. LOL

[baylorar]

I pay $230/month for me and my wife on '03 Evo, '06 Ridgeline, '97 F-150. Have full coverage on all vehicles 100000/300000, uninsured/underinsured(live just minutes from the border), and there is a DUI in the mix as well. So I think I am getting a pretty good price on my insurance. The Honda truck is the most expensive one to insure. My Evo is listed as a recreational car.


curious who you have? i'll have to leave wawanesa at the end of Nov because of a dui.

[Evolutionized]

full coverage with a 500 dollar deductable

82/month
wooot

[DeeezNuuuts83]

full coverage with a 500 dollar deductable

82/month
wooot

"Full coverage" doesn't say much. What are your coverage limits? You could have full coverage, but that alone doesn't make it good, especially if you have state minimums (15/30/5).

[EVOMANIAC]

I pay $230/month for me and my wife on '03 Evo, '06 Ridgeline, '97 F-150. Have full coverage on all vehicles 100000/300000, uninsured/underinsured(live just minutes from the border), and there is a DUI in the mix as well. So I think I am getting a pretty good price on my insurance. The Honda truck is the most expensive one to insure. My Evo is listed as a recreational car.


curious who you have? i'll have to leave wawanesa at the end of Nov because of a dui.


Financial Indemnity Co. they are out of TX. I forgot to put down though the Evo they will not give a $500 ded it will be $1000.

[HKSevo]

i wonder how much my insurance would be for an evo. :?

We have Farmers.

Im on my parents plan, current 300zx is only like 25 bucks a month or lower i think.Â* :twisted:


We have (well my parents have lol):

Home insurance
Life Insurance (mom, dad, sister, me)
Moms car
Dads car
dads beater go-getter truck
spare car
my car
motorcycle
dirtbike
did have our boat insured through them when we still had it
did have sister on there but she got her own plan

Pretty much everything we have insured, is through Farmers. ^-^



Im only 18 btw, so ~$25 a month is pretty damn good :grin:

Only time will tell lol O0

[Evolutionized]

^^^ if u put the car under your name prepare to be raped out the azz

my gues for you being 18, 250 a month atleast

[DOHCtor]

Hey guys I just turned 25 yesterday and my insurance policy renews in September but they already sent me the new quote. My insurance went from $1066/6 months to $988/6 months for full coverage on both my 2003 RSX type S and 2006 Mitsu Evo. I guess they weren't kidding when they said your rates get lower once you turn 25.

[TLee]

It seems like most people pay alot to insure their Evo, I wonder how much it will cost to insure the GTR. I am saving (kinda) money for Evo ---> GTR. Maybe, I have to wait till I am 33 up to get a better rate on insurance.

Btw, the California is one of the city with highest insurance rate $$$. In the past two days, I have seen more than 5 accidents on the freeway. Can't those people drive ? Come on, we are paying for their silly mistake too !!!!Â* :tickedoff:

[DeeezNuuuts83]

^ I sell insurance, and I have seen people in other states with DUIs and multiple speeding tickets, yet their coverage is still cheaper than mine with a spotless record.

[bluefire7002]

question.. how long do speeding tickets take to clear?? or the points they give you when you get the tickets i mean lol
i got one in June last year my first one.. never went to traffic school, then i got one In November last year, payed for traffic school never went to it as well :(

isint it like 2 years for them to go away? or at least so your insurance doesn't count them against you

[DeeezNuuuts83]

^ Three years, ten for DUIs

[CASH$ MONEY]

If you pay more than 50 bucks for full coverage on a evo.... your missing out

[DeeezNuuuts83]

^ That is, if you're over 50 years old with the minimum coverage limits

[CASH$ MONEY]

or.... if your family has 9 cars with all state with a clean record for the past 15 years... ;)

[white9]

If you pay more than 50 bucks for full coverage on a evo.... your missing out


free is better...

[DOHCtor]

I pay less than $50 a month on the evo for full coverage.

[baylorar]

^ Three years, ten for DUIs


Not necessarily true for DUIs... it's on your record for 10 years, but some insurance companies will only look back 3 years. Probably a small number, however.

[up]

I'm with Wawanesa, heard nothing but great things about their service. I believe they provide service to California, Oregon, and Canada only. I have full/max coverage and it's only around 2k a year. I can't remember all the specifics off-hand, but if you need it I'll look it up for you.

[enVmyIX]

+10 on Wawanesa, i have full coverage with them for 1700 a year. and i just moved from LA to SD, my rates are about to drop about a third =)